:root {
  --color-bg: #F4F3F0;
  --color-surface: #FFFFFF;
  --color-ink: #1A2027;
  --color-ink-soft: #4B535C;
  --color-primary: #1F3A4D;
  --color-primary-dark: #142731;
  --color-accent: #A0793C;
  --color-accent-soft: #E7DCC6;
  --color-line: #DAD6CC;
  --color-danger: #8C3B2E;
  --color-success: #3E6B4F;
  --font-display: 'Fraunces', Georgia, serif;
  --font-body: 'Inter', -apple-system, Segoe UI, sans-serif;
  --font-mono: 'IBM Plex Mono', ui-monospace, monospace;
  --container: 1180px;
  --radius: 6px;
  --shadow-card: 0 1px 2px rgba(26,32,39,0.06), 0 8px 24px rgba(26,32,39,0.06);
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }

body {
  margin: 0;
  font-family: var(--font-body);
  color: var(--color-ink);
  background: var(--color-bg);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

a { color: inherit; }
img { max-width: 100%; display: block; }

.container {
  width: 100%;
  max-width: var(--container);
  margin: 0 auto;
  padding: 0 24px;
}

h1, h2, h3, h4 {
  font-family: var(--font-display);
  color: var(--color-primary);
  line-height: 1.15;
  margin: 0 0 0.5em;
  font-weight: 600;
}

h1 { font-size: clamp(2.1rem, 4vw, 3.4rem); }
h2 { font-size: clamp(1.5rem, 2.6vw, 2.2rem); }
h3 { font-size: 1.25rem; }

p { margin: 0 0 1em; color: var(--color-ink-soft); }

.eyebrow {
  font-family: var(--font-mono);
  text-transform: uppercase;
  letter-spacing: 0.14em;
  font-size: 0.72rem;
  color: var(--color-accent);
  display: inline-flex;
  align-items: center;
  gap: 8px;
}

.skip-link {
  position: absolute;
  left: -999px;
  top: auto;
  background: var(--color-primary);
  color: #fff;
  padding: 10px 16px;
  z-index: 200;
  border-radius: var(--radius);
}
.skip-link:focus {
  left: 16px;
  top: 16px;
}

:focus-visible {
  outline: 2px solid var(--color-accent);
  outline-offset: 2px;
}

.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-family: var(--font-body);
  font-weight: 600;
  font-size: 0.95rem;
  padding: 13px 22px;
  border-radius: var(--radius);
  border: 1px solid transparent;
  cursor: pointer;
  text-decoration: none;
  transition: transform 0.15s ease, background 0.2s ease, border-color 0.2s ease;
}
.btn:hover { transform: translateY(-1px); }
.btn-primary { background: var(--color-primary); color: #fff; }
.btn-primary:hover { background: var(--color-primary-dark); }
.btn-outline { background: transparent; border-color: var(--color-primary); color: var(--color-primary); }
.btn-outline:hover { background: var(--color-primary); color: #fff; }
.btn-ghost { background: transparent; border-color: var(--color-line); color: var(--color-ink); }

.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(244,243,240,0.92);
  backdrop-filter: blur(8px);
  border-bottom: 1px solid var(--color-line);
}

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 84px;
}

.brand {
  display: flex;
  align-items: center;
  gap: 14px;
  text-decoration: none;
}

.brand-logo {
  width: 42px;
  height: 42px;
  flex-shrink: 0;
}

.brand-name {
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 1.05rem;
  color: var(--color-primary);
  line-height: 1.2;
  display: flex;
  flex-direction: column;
}

.brand-name .brand-full {
  font-family: var(--font-body);
  font-weight: 400;
  font-size: 0.72rem;
  color: var(--color-ink-soft);
  letter-spacing: 0.01em;
}

.nav-toggle {
  display: none;
  background: transparent;
  border: 1px solid var(--color-line);
  border-radius: var(--radius);
  padding: 8px 10px;
  font-size: 1.4rem;
  color: var(--color-primary);
  cursor: pointer;
}

.nav-list {
  display: flex;
  align-items: center;
  gap: 30px;
  list-style: none;
  margin: 0;
  padding: 0;
}

.nav-list a {
  text-decoration: none;
  font-weight: 500;
  font-size: 0.95rem;
  color: var(--color-ink);
  padding: 6px 2px;
  border-bottom: 2px solid transparent;
  transition: border-color 0.2s ease, color 0.2s ease;
}
.nav-list a:hover,
.nav-list a[aria-current="page"] {
  color: var(--color-primary);
  border-bottom-color: var(--color-accent);
}

.nav-cta {
  background: var(--color-primary);
  color: #fff !important;
  padding: 9px 18px;
  border-radius: var(--radius);
  border-bottom: none !important;
}
.nav-cta:hover { background: var(--color-primary-dark); }

.hero {
  padding: 72px 0 96px;
  border-bottom: 1px solid var(--color-line);
}

.hero-grid {
  display: grid;
  grid-template-columns: 1.05fr 0.95fr;
  gap: 56px;
  align-items: center;
}

.hero-copy .eyebrow { margin-bottom: 18px; }
.hero-copy p.lead {
  font-size: 1.12rem;
  max-width: 46ch;
}

.hero-actions {
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
  margin-top: 28px;
}

.hero-stats {
  display: flex;
  gap: 28px;
  margin-top: 44px;
  flex-wrap: wrap;
}

.hero-stats .stat-num {
  font-family: var(--font-mono);
  font-size: 1.5rem;
  color: var(--color-primary);
  display: block;
}
.hero-stats .stat-label {
  font-size: 0.78rem;
  color: var(--color-ink-soft);
  letter-spacing: 0.02em;
}

.ledger-card {
  background: var(--color-surface);
  border: 1px solid var(--color-line);
  border-radius: var(--radius);
  box-shadow: var(--shadow-card);
  overflow: hidden;
}

.ledger-card__head {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 18px 22px;
  border-bottom: 1px solid var(--color-line);
  font-family: var(--font-mono);
  font-size: 0.75rem;
  color: var(--color-ink-soft);
  letter-spacing: 0.05em;
  text-transform: uppercase;
}

.ledger-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 16px 22px;
  border-bottom: 1px dashed var(--color-line);
  font-family: var(--font-mono);
  font-size: 0.88rem;
}
.ledger-row:last-child { border-bottom: none; }

.ledger-row .amount { font-weight: 600; }
.ledger-row.status-overdue .amount { color: var(--color-danger); }
.ledger-row.status-recovered .amount { color: var(--color-success); }
.ledger-row.status-progress .amount { color: var(--color-accent); }

.tag {
  font-family: var(--font-mono);
  font-size: 0.66rem;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  padding: 3px 8px;
  border-radius: 100px;
}
.tag-overdue { background: #F3E2DE; color: var(--color-danger); }
.tag-progress { background: var(--color-accent-soft); color: var(--color-accent); }
.tag-recovered { background: #E1EBE4; color: var(--color-success); }

section { padding: 88px 0; }
.section-tight { padding: 64px 0; }
.section-alt { background: var(--color-surface); border-top: 1px solid var(--color-line); border-bottom: 1px solid var(--color-line); }

.section-head {
  max-width: 640px;
  margin: 0 0 48px;
}

.grid-3 {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
}
.grid-2 {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 28px;
}

.card {
  background: var(--color-surface);
  border: 1px solid var(--color-line);
  border-radius: var(--radius);
  padding: 30px;
}

.card .ph {
  font-size: 1.6rem;
  color: var(--color-accent);
  margin-bottom: 14px;
  display: inline-block;
}

.process-list {
  list-style: none;
  margin: 0;
  padding: 0;
  border-top: 1px solid var(--color-line);
}

.process-list li {
  display: grid;
  grid-template-columns: 60px 1fr;
  gap: 24px;
  padding: 26px 0;
  border-bottom: 1px solid var(--color-line);
}

.process-list .step-num {
  font-family: var(--font-mono);
  color: var(--color-accent);
  font-size: 0.95rem;
}

.split {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 56px;
  align-items: center;
}

.split img {
  border-radius: var(--radius);
  border: 1px solid var(--color-line);
  width: 100%;
  height: 100%;
  object-fit: cover;
  max-height: 420px;
}

.notice-band {
  background: var(--color-primary);
  color: #EDEBE4;
}
.notice-band h2, .notice-band p { color: #EDEBE4; }
.notice-band .eyebrow { color: var(--color-accent-soft); }

.info-strip {
  display: flex;
  gap: 40px;
  flex-wrap: wrap;
  padding: 24px 0;
  border-bottom: 1px solid var(--color-line);
  font-size: 0.9rem;
}
.info-strip .info-item {
  display: flex;
  align-items: center;
  gap: 10px;
  color: var(--color-ink-soft);
}
.info-strip .ph { color: var(--color-accent); font-size: 1.1rem; }

form.contact-form {
  background: var(--color-surface);
  border: 1px solid var(--color-line);
  border-radius: var(--radius);
  padding: 34px;
  display: grid;
  gap: 20px;
}

.form-row { display: grid; gap: 8px; }
.form-row label {
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--color-primary);
}
.form-row input,
.form-row textarea,
.form-row select {
  font-family: var(--font-body);
  font-size: 0.95rem;
  padding: 11px 13px;
  border: 1px solid var(--color-line);
  border-radius: var(--radius);
  background: #fff;
  color: var(--color-ink);
}
.form-row input:focus,
.form-row textarea:focus,
.form-row select:focus {
  border-color: var(--color-accent);
}
.form-two { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }
.form-note { font-size: 0.8rem; color: var(--color-ink-soft); }
.form-status {
  font-size: 0.88rem;
  padding: 12px 14px;
  border-radius: var(--radius);
  display: none;
}
.form-status.visible { display: block; }
.form-status.ok { background: #E1EBE4; color: var(--color-success); }
.form-status.err { background: #F3E2DE; color: var(--color-danger); }

.contact-details {
  display: grid;
  gap: 22px;
  align-content: start;
}
.contact-details .card { display: flex; gap: 16px; align-items: flex-start; padding: 24px; }
.contact-details .ph { margin: 0; font-size: 1.4rem; }
.contact-details h3 { margin-bottom: 4px; font-size: 1rem; }
.contact-details p { margin: 0; }

.map-embed {
  border: 1px solid var(--color-line);
  border-radius: var(--radius);
  overflow: hidden;
  height: 260px;
}
.map-embed iframe { width: 100%; height: 100%; border: 0; }

.legal-content {
  max-width: 760px;
}
.legal-content h2 { margin-top: 2em; }
.legal-content ul { color: var(--color-ink-soft); padding-left: 1.2em; }
.legal-content li { margin-bottom: 0.5em; }
.legal-content table {
  width: 100%;
  border-collapse: collapse;
  margin: 1.5em 0;
  font-size: 0.9rem;
}
.legal-content th, .legal-content td {
  text-align: left;
  padding: 10px 12px;
  border: 1px solid var(--color-line);
}
.legal-content th { background: var(--color-surface); font-family: var(--font-mono); font-size: 0.75rem; text-transform: uppercase; letter-spacing: 0.05em; }
.updated-note {
  font-family: var(--font-mono);
  font-size: 0.78rem;
  color: var(--color-ink-soft);
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

.page-hero {
  padding: 56px 0 40px;
  border-bottom: 1px solid var(--color-line);
}

.breadcrumb {
  font-family: var(--font-mono);
  font-size: 0.74rem;
  letter-spacing: 0.04em;
  color: var(--color-ink-soft);
  text-transform: uppercase;
  margin-bottom: 18px;
}
.breadcrumb a { text-decoration: none; color: var(--color-ink-soft); }
.breadcrumb a:hover { color: var(--color-primary); }

.site-footer {
  background: var(--color-primary);
  color: #D9DEE2;
  padding: 64px 0 28px;
}
.footer-grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr 1fr;
  gap: 40px;
  padding-bottom: 40px;
  border-bottom: 1px solid rgba(255,255,255,0.14);
}
.footer-brand { display: flex; gap: 12px; align-items: center; margin-bottom: 14px; }
.footer-brand span { font-family: var(--font-display); color: #fff; font-size: 1.05rem; }
.site-footer h4 {
  font-family: var(--font-mono);
  color: #fff;
  font-size: 0.75rem;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  margin-bottom: 16px;
}
.site-footer p, .site-footer a { color: #C4CBD1; font-size: 0.9rem; }
.site-footer ul { list-style: none; margin: 0; padding: 0; display: grid; gap: 10px; }
.site-footer ul a { text-decoration: none; }
.site-footer ul a:hover { color: #fff; }
.footer-bottom {
  padding-top: 24px;
  display: flex;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 12px;
  font-size: 0.8rem;
  color: #9BA4AB;
}
.footer-disclaimer {
  font-size: 0.78rem;
  color: #9BA4AB;
  max-width: 780px;
  margin-top: 18px;
  line-height: 1.6;
}

.cookie-banner {
  position: fixed;
  left: 20px;
  right: 20px;
  bottom: 20px;
  max-width: 560px;
  margin: 0 auto;
  background: var(--color-primary);
  color: #EDEBE4;
  border-radius: var(--radius);
  box-shadow: 0 12px 40px rgba(0,0,0,0.25);
  padding: 22px 24px;
  z-index: 300;
  display: none;
}
.cookie-banner.visible { display: block; }
.cookie-banner p { color: #D9DEE2; font-size: 0.88rem; margin-bottom: 16px; }
.cookie-banner .cookie-actions { display: flex; gap: 10px; flex-wrap: wrap; }
.cookie-banner .btn-outline { border-color: rgba(255,255,255,0.4); color: #EDEBE4; }
.cookie-banner .btn-outline:hover { background: rgba(255,255,255,0.1); color: #fff; }

@media (max-width: 880px) {
  .hero-grid, .split { grid-template-columns: 1fr; }
  .grid-3 { grid-template-columns: 1fr; }
  .grid-2 { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .form-two { grid-template-columns: 1fr; }
}

@media (max-width: 720px) {
  .nav-toggle { display: inline-flex; align-items: center; justify-content: center; }
  .nav-list {
    position: absolute;
    top: 84px;
    left: 0;
    right: 0;
    background: var(--color-bg);
    border-bottom: 1px solid var(--color-line);
    flex-direction: column;
    align-items: flex-start;
    padding: 20px 24px 26px;
    display: none;
    gap: 16px;
  }
  .nav-list.open { display: flex; }
  .footer-grid { grid-template-columns: 1fr; }
}

@media (prefers-reduced-motion: reduce) {
  * { scroll-behavior: auto !important; transition: none !important; animation: none !important; }
}